OCC Financial State of Mutual FSAs
OCC State of Mutual FSAs September 2021

RP Financial, LC Analysis of Mutual Bank Performance (Through December 31, 2017)
RP Financial, LC Analysis of Mutual Bank Performance (Through December 31, 2016)
OCC - Condition of the Federal Mutual Savings Associations
Federal Savings Association (FSA) Report of Condition - September 30, 2016
MSAAC Meeting - December 8, 2016
America's Mutual Banks Sixth Annual Meeting Presentation (March 14, 2016)

America's Mutual Banks Fourth Annual Meeting Presentation (March 24, 2014)
RP Financial, LC Analysis of Mutual Bank Performance (Through December 31, 2013)
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RP Financial, LC Analysis of Mutual Bank Performance (Through March 31, 2013)
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RP Financial, LC Analysis of Mutual Bank Performance (Through December 31, 2012)
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RP Financial, LC Analysis of Mutual Bank Performance (Through March 31, 2012)

Mutual Financial Institutions versus Other Insured Financial Institutions*
*Data aggregated from SNL Financial as of 3/31/2011.  Mutual Financial Institutions includes all mutual thrift institutions as well as mutual financial institutions with mutual holding companies without public stockholders.  Stock Financial Institutions include all other insured financial institutions.

On average, mutual financial institutions exhibit greater capital strength.
On average, mutuals serve their customers better by paying higher interest on deposits and charging less on loans.
On average, mutuals are more efficient providers of financial services.