America's Mutual Banks Leadership



Thomas J. Fraser, President and CEO,
of First Federal Lakewood, $1.6 billion in assets,
Lakewood, OH
Leonard Stekol, Chairman, President and CEO,
of Ridgewood Savings Bank, 5.5 billion in assets,
Ridgewood, NY
Vice Chairman
Carlos P. Naudon
Director, President and Chief Operating Officer, Ponce De Leon Federal Bank
New York, NY
Second Vice Chairman

Robert Rey, President/CEO, NVE Bank
Englewood, NJ
Second Vice Chairman
John Marvin, President, Federal Savings Bank
Raymond, WA

Charles Boulier, President and CEO,
of Ion Bank, $975 million in assets,
Naugatuck, CT

Immediate Past Chairman