Associate Members

Lou Dunham
Senior VP & Senior Director, Risk Management Consulting
Ardmore Banking Advisors
P.O. Box 533
Ardmore, Pennsylvania  19003
Telephone: 847-687-7353


Description of Business: Ardmore Banking Advisors is a financial institutions market leader in risk management consulting, recognized for its expertise in loan review, risk consulting, and credit technology that delivers value-added results to our community bank clients. Since its inception in 1991, Ardmore has provided risk management consulting services including co-sourced and outsourced loan review, due diligence for mergers and acquisitions, credit policy review, stress testing, concentration reporting, Board analytics and reporting and much more to hundreds of banks nationwide, and built an unparalleled reputation for integrity and expertise with both clients and regulators. Our team of successful former senior banking officers and regulators ensure that our clients receive the highest quality consulting from professionals who have been in their shoes and shared their experiences.

Justin J. Hill

Director – Marketing
75 Broad Street, Suite No. 820
New York, New York  10004
Direct Telephone:  646-756-1008
Fax: 212-967-7365


Description of Business: CEIS Review is an independently owned consulting firm founded in 1989 serving the needs of the commercial and savings bank communities as well as those of other commercial lending institutions. Our core services are Loan Review programs, Loan Loss Reserve Methodology Validation or Methodology Refinement, loan portfolio Stress Testing, portfolio acquisition review (Due Diligence), SBA Portfolio Review, Credit Risk Process Review, Structured Finance Review, and commercial loan policy consulting. The foundation to CEIS’s continued success is use of experienced credit professionals which typically have over 25 years of senior and executive level industry experience. With such a rich pool of experience and talent CEIS stands ready to meet an organizations credit needs in whichever form they may arise. Typical engagements for CEIS are providing comprehensive Loan Review Programs, ongoing Stress Testing programs, quick turnaround Due Diligence assignments, ALLL Validation engagements, as well combinations or slight hybrids of any of the above mentioned services. Relying on an independent review firm is attractive to an organization in its effort to eliminate the politics that can accompany the risk rating grading process as well as being a more economical approach to internally staffing experienced credit professionals. With a current client base of well over 150 financial organizations, CEIS is constantly on the front lines experiencing the ever changing regulatory environment and consequently the impact on our clients. CEIS then utilizes this knowledge to inform institutions of changes which we are observing in the marketplace so that they are better poised as to any coming developments. We encourage you to reach out to CEIS to see if there may be an area of our expertise that would assist your institution in reaching its full potential by properly addressing the risks which do affect the bottom line, profitability.


John Soffronoff

341 New Albany Road, Suite 140
Moorestown, New Jersey  08057
Telephone: 267-970-6432
Fax: 856-439-1491


Description of Business: FIS EGRC Solutions provides financial institutions with risk management, compliance and audit solutions that include:  Compliance Program Administration; Compliance Audit & Monitoring; Compliance/Advice Hotline; CRA & Fair Lending Assessment; BSA/AML Risk Assessment; Audit; BSA/AML System Validation; Compliance & BSA Enforcement Action Remediation; Enterprise Risk Management services; Early Risk Manager software; Internal Audit; Cybersecurity Assessment & Testing; Information Security Risk Assessment; IT Audit; Stress Test Model Validation; Mortgage quality Control; Classroom, Web-based & Customized Compliance Training.


Stephen Amarante
President and CEO
Infinex Investments, Inc.
538 Preston Avenue
Meriden, CT  06450-4851
Telephone: 203.599.6000
Fax: 203.599.6005

Description of Business:  Infinex Financial Group is a leading provider of investment, insurance and wealth management services to community banks for over twenty years.  Infinex is the only third party marketing firm that was formed by banks, is owned by banks, and is operated by the banks it serves.  No other third party marketing firm provides your institution “more” in the areas of support, service, technology, products and services than Infinex.  The Infinex model ultimately means “more” income to your bank.  Find out how Infinex can take your program to the next level.  Securities are offered through INFINEX INVESTMENTS, INC. member FINRA/SIPC.

Robert E. Kafafian
President and CEO
The Kafafian Group, Inc.
2001 Route 46, Suite 310
Parsippany, New Jersey   07054
Telephone: 973-299-0300

Description of Business: Performance Measurement; Profitability Outsourcing; Strategic, Business, and Capital Planning; Regulatory Assistance; Profit/Process Improvement; Board and Management Advisory Services; and, Investment Banking Advisory Services.
James V. Argutto, President
POM Recoveries Inc.
85 E. Hoffman Avenue
Lindenhurst, NY 11757
Telephone:  631-761-1028
Fax: 631-225-2636
Description of Business: First and third-party billing; early-our services; third-party collection, litigation services, debt purchasing and staff placement.